FDIC

FDIC-Insured-Backed by the full faith and credit of the U.S. Government

For Solar Homeowners

One Mortgage That Combines Your Home and Solar Financing*

You've already made a forward-thinking investment by going solar. Now you can unlock even greater financial benefits by refinancing your mortgage with Climate First Bank.

By consolidating your existing solar loan into a single new mortgage, you can simplify your finances, and potentially lower your interest rate and your overall monthly payment. It's a smarter, cleaner way to manage your home financing without losing sight of the impact you care about.

B Corp Certified

Lower your interest rate and consolidate your loans.

Beautiful home at dusk with warm interior lighting

View current mortgage rates and find the best option for your refinance

Smart Refinancing

Why Refinance and Consolidate With Climate First Bank?

Unlock the full potential of your solar investment with a refinance designed for forward-thinking homeowners.

Consolidate & Save

Consolidate your solar loan into one new mortgage and save money

Simplify your finances by combining your mortgage and solar loan into a single payment, often at a lower overall cost.

Lower Your Rate

Reduce your interest rate

Take advantage of today's rates to reduce the long-term cost of homeownership.

Access Your Equity

Access cash from your home's equity

Use cash-out refinancing to pay down high-interest credit cards, fund home improvements, or support other financial priorities.

Bank Your Values

Increase financial flexibility without sacrificing your values

Your refinanced mortgage continues to support renewable energy, green building, and community-impact lending.

Benefits for Solar Customers

  • Consolidate your solar loan into one new mortgage and save money
  • Get cash out of your home to pay off credit cards or make home renovations

All loans subject to credit approval. Terms, conditions, and fees apply. This is not a commitment to lend. Programs, terms, and conditions are subject to change without notice. Cash-out refinancing may result in a higher loan balance and monthly payment. Consult with a tax advisor regarding the deductibility of interest.

About Climate First Bank

The Bank Built to Combat the Climate Crisis

Recognized as the fastest growing new bank in America since 2009, Climate First Bank is the world's first FDIC-insured, values-based, digital-forward community bank founded to combat the climate crisis.

A Certified B Corp, 1% for the Planet member and operationally net-zero since we opened our doors in June 2021, the Bank offers a complete portfolio of simple and easy-to-use traditional banking products powered by technology to meet the expectations of today's consumers.

Eco-conscious customers will find dedicated loan options for solar photovoltaic (PV), energy retrofits, and infrastructure to help combat the climate crisis.

FDIC Insured

B Corp Certified

Net-Zero Operations

Refinance With Purpose

Climate First Bank

Banking for a Better Planet

1% for the Planet

Ready to Simplify Your Solar Financing?

Combine your mortgage and solar loan into one smart payment. Start your application today and see how much you could save.

Start Your Application Now

Questions? Call us at 1-877-732-3628

* Important Disclosures: NMLS # 2169275. Loans subject to credit check and approval. Rates and terms may vary by creditworthiness and other factors. Cash-out refinancing may result in a higher overall loan balance and could affect the total interest paid over the life of the loan. Refinancing an existing loan may result in higher total finance charges over the life of the loan. Consult with a tax advisor regarding the deductibility of interest. Savings are not guaranteed. Rates, program terms and conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply.

Important Notice to Servicemembers and Their Dependents: A refinance may not be advantageous to you if you are currently eligible for benefits provided by the Servicemembers Civil Relief Act (SCRA). If you are an SCRA-eligible customer and have questions about the SCRA or about refinancing, please discuss with your Home Lending Advisor.

Member FDICEqual Housing Lender